Have a 2005 XC-70 that I've owned about 4 months. Noticed this weekend while driving at speeds of 40+ a dragging sound from front end; a friend followed me and identified something coming down and dragging near the front tire.

My bro-in-law, a BMW tech, looked and said he saw a loose panel that obviously had 3 or 4 clips or holders missing. He couldn't tell from the side (he was just visiting, so I couldn't get him under car) if it needed screws or clips or rivets to fix.

I called my dealer (Herzog-Meier in Beaverton) and described the problem, and they said it sounded like the splash guard. They estimated $50-100 to fix and said it's not covered by warranty.

I'm hoping this is something I can fix myself for the price of a couple of screws. Anyone have any insights?

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